Understanding digital transformation from a digital-based dynamic capabilities perspective: a case study from Indonesia life insurance industry. Revista de Investigaciones Universidad del Quindío, [S. l.], v. 34, n. 1, p. 174–191, 2022. DOI: 10.33975/riuq.vol34n1.856. Disponível em: https://revistas.uniquindio.edu.co/ojs/index.php/riuq/article/view/856. Acesso em: 25 jun. 2026.